Terms & Conditions

1. Acceptance of Terms

By accessing, browsing, or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and any additional policies referenced herein, including our Privacy Policy.

If you do not agree to these Terms, you must not use the Services.

2. Description of Services

Fast Finance provides information and access to various business financing options through an online platform. We may facilitate the submission of information to lenders or funding partners but are not a bank or direct lender unless expressly stated otherwise.

We reserve the right to modify, suspend, or discontinue any aspect of the Services at any time, with or without notice.

3. Eligibility

The Services are intended for use by individuals who are at least 18 years of age and who are authorized to act on behalf of a business or entity.

By using the Services, you represent and warrant that:

• You are at least 18 years old;
• You have the legal capacity and authority to enter into these Terms;
• Any information you provide is accurate, complete, and current.

4. No Financial, Legal, or Tax Advice

The information provided through the Services is for general informational purposes only and should not be considered financial, legal, tax, or professional advice.

You are responsible for consulting with qualified professionals regarding your specific financial, legal, or tax situation before making any decisions based on information obtained through the Services.

5. Applications and Approvals

By submitting an application or request for financing through the Services, you authorize Fast Finance to:

• Collect and review the information you provide;
• Share your information with selected lenders or funding partners, as permitted by law and outlined in our Privacy Policy;
• Contact you regarding your application or related services.

Approval for financing is not guaranteed. Decisions regarding funding, terms, amounts, and rates are made solely by the applicable lender or funding partner and are subject to their underwriting criteria and policies.

6. Fees and Compensation

Fast Finance may be compensated by lenders or funding partners in connection with the referral or placement of financing. Any fees, costs, or charges related to a financing product will be disclosed by the lender or funding partner as part of the application and underwriting process.

You are responsible for reviewing all applicable terms, fees, and conditions for any financing offer before accepting it.

7. Third-Party Lenders and Partners

Our Services may introduce you to third-party lenders, brokers, or financial partners. These third parties are independent entities and are not controlled by Fast Finance.

We are not responsible for:

• The acts, omissions, or representations of any third-party lender or partner;
• The content, terms, or accuracy of any documents they provide;
• Any decisions they make regarding your application.

8. Your Responsibilities

You agree that you will:

• Provide accurate, complete, and up-to-date information;
• Use the Services only for lawful purposes and in compliance with these Terms;
• Not misrepresent your identity or your business;
• Review and understand all terms of any financing product before accepting it.

9. Prohibited Uses

You agree not to use the Services:

• For any unlawful, fraudulent, or malicious purpose;
• To interfere with or disrupt the operation of the website or Services;
• To attempt to gain unauthorized access to any systems, networks, or data;
• To transmit viruses, malware, or other harmful code;
• To engage in any activity that could damage the reputation or business of Fast Finance.

10. Intellectual Property

All content and materials available on or through the Services, including but not limited to text, graphics, logos, icons, images, and software, are the property of Fast Finance or its licensors and are protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for your internal business purposes only. You may not reproduce, distribute, modify, or create derivative works of any content without our prior written consent.

11. Disclaimers

The Services are provided on an “as is” and “as available” basis, without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance.

We do not warrant that:

• The Services will be uninterrupted, timely, secure, or error-free;
• Any defects or errors will be corrected;
• The information provided through the Services is complete, accurate, or current.

12. Limitation of Liability

To the fullest extent permitted by law, Fast Finance and its owners, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising out of or in connection with:

• Your use of or inability to use the Services;
• Any decisions or actions you take based on information obtained through the Services;
• Any interactions or transactions with third-party lenders or partners.

In no event shall our total liability to you for all claims related to the Services exceed the amount, if any, paid by you directly to Fast Finance for use of the Services.

13. Indemnification

You agree to indemnify, defend, and hold harmless Fast Finance and its owners, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use of the Services;
• Your violation of these Terms;
• Your violation of any rights of a third party.

14. Governing Law and Jurisdiction

These Terms and any disputes arising out of or related to your use of the Services shall be governed by and construed in accordance with the laws of the state or jurisdiction in which Fast Finance primarily operates, without regard to its conflict of law principles.

You agree to submit to the exclusive jurisdiction of the courts located within that jurisdiction for the resolution of any disputes.

15. Changes to These Terms

We may update or modify these Terms from time to time. When we do, we will revise the “Last Updated” date at the top of this page.

Your continued use of the Services after any changes to these Terms constitutes your acceptance of the updated Terms.

16. Contact Us

If you have any questions about these Terms & Conditions or our Services, please contact us: